Terms and Conditions

By registering with Money To Play, you agree to the following terms and conditions (the “Terms of Use”) with Money To Play and with Taurus Processing, Inc, its parent company.

These Terms of Use were last updated on September 14, 2017.

PLEASE TAKE NOTE THAT BY AGREEING TO THESE TERMS OF USE YOU ARE AGREEING TO ARBITRATE ANY ALL DISPUTES THAT MAY ARISE BETWEEN YOU AND TAURUS PROCESSING, INC.

ACCEPTANCE OF TERMS

Taurus Processing, Inc. (“Taurus Processing” "we" or “us” or “our”) owns and operates the website, www.moneytoplay.com (the “Website”) and the mobile application entitled Money To Play (the “App”). Your acceptance of the Terms of Use will apply to your use of the Website, the App, and all future versions of the Website and the App (collectively, the "Site"). By (a) using any portion of the Site and the services offered through any portion of the site, (b) signing up for an account through the Site and/or (c) downloading an offer from the Site, you agree to these Terms of Use. You also agree to our Privacy Statement, incorporated herein by reference and located at http://www.Taurus Processing.com/privacy ("Privacy Statement"). The Privacy Statement, together with these Terms of Use, and any other terms contained herein or incorporated herein by reference, are collectively referred to as the "Terms of Use." The term "using" also includes any person or entity that accesses or uses the Site with crawlers, robots, data mining, or extraction tools or any other functionality.

IF YOU DO NOT AGREE TO THESE TERMS OF USE, IMMEDIATELY STOP USING THE SITE AND DO NOT USE ANY MONEY TO PLAY OR TAURUS PROCESSING SERVICE, PARTICIPATE IN ANY PROGRAM, OR DOWNLOAD ANY OFFER OFFERED THROUGH THE SITE.

1. About the Site The Site is a platform through which certain merchants (“Merchants”) (a) present offers for goods, services, or experiences at their location(s), (b) sell gift cards (“Merchant Gift Cards”), (c) sell goods and services directly to you (“Merchant Products”), (d) make available coupons, promotional codes, giveaways, samples, and offers for software downloads (“Coupons”), (e) sell dining experiences for specific dates and times ("Reservations"), (f) sell food, beverage and other products, (g) make available certain offers, including “card linked deals” (as defined in the Special Programs section of the Terms of Use), and (h) sell salon and spa services for specific dates and times (“Salon and Spa Bookings”) (collectively (a)-(h),“Merchant Offerings”). Merchants are the sellers and issuers of the Merchant Offerings and are solely responsible to you for the care, quality, and delivery of the goods and services provided. Merchant Offerings and other available programs and pricing available on the Site may change at any time under the discretion of Taurus Processing and/or the Merchants, without notice to you.

2. Ownership of the Site The Site, any content on the Site, and the infrastructure used to provide the Site are proprietary to us, our affiliates, Merchants, and other content providers. By using the Site and accepting these Terms of Use: (a) Taurus Processing grants you a limited, personal, nontransferable, nonexclusive, revocable license to use the Site pursuant to these Terms of Use; and (b) you agree not to reproduce, distribute, create derivative works from, publicly display, publicly perform, license, sell, or re-sell any content, software, products, or services obtained from or through the Site without the express permission of Taurus Processing.

3. Use of the Site As a condition of your use of the Site, you agree that: You have reached the age of majority in the state or province in which you reside; You are able to create a binding legal obligation; You are not barred from receiving products or services under applicable law; You will not attempt to use the Site with crawlers, robots, data mining, or extraction tools or any other functionality; Your use of the Site will at all times comply with these Terms of Use; You will only make legitimate purchases that comply with the letter and spirit of the terms of the respective offers; You will only make purchases on the Site for your own use and enjoyment or as a gift for another person; You have the right to provide any and all information you submit to the Site, and all such information is accurate, true, current, and complete;

You will update and correct information you have submitted to the Site and ensure that it is accurate at all times (out-of-date information will invalidate your account); Any information you provide through the Site can be used by us, Merchants, or any of our affiliates or third party contractors to market offers or contact you, whether regarding the Site or otherwise, including but not limited to communications initiated though land line phone, mobile phone, text message, email, and push notification.

4. Access to the Site Taurus Processing retains the right, at our sole discretion, to deny service or use of the Site or an account to anyone at any time and for any reason. While we use reasonable efforts to keep the Site and your account accessible, the Site and/or your account may be unavailable from time to time. You understand and agree that there may be interruptions in service or events, Site access, or access to your account due to circumstances both within our control (e.g., routine maintenance) and outside of our control.

5. Modification We reserve the right at all times to discontinue or modify any part of these Terms of Use in our sole discretion. We will notify you of any change to the Terms of Use. Any changes to these Terms of Use will be effective upon our transmission of such notification. If you do not agree to the changes, you may close your account and you should not use the Site or any services offered through the Site after the effective date of the changes. You agree that your continued use of the Site after notification is provided pursuant to this paragraph will constitute your acceptance of these changes and the Terms of Use as modified.

6. Your Account You may only create and hold one account on the Site for your personal use. You are responsible for updating and correcting information you have submitted to create or maintain your account. As part of your account settings, you have the option to save, edit, or delete your personal information. You understand and agree that Taurus Processing shall have no responsibility for any incident arising out of, or related to, your account settings. You must safeguard your password and supervise the use of your account. You are solely responsible for maintaining the security of your account and maintaining settings that reflect your preferences. We will assume that anyone using the Site or transacting through your account is you. You agree that you are solely responsible for any activity that occurs under your account.

Your account is non-transferrable. You cannot sell, combine, or otherwise share it with any other person. Any violation of these Terms of Use, including, without limitation, failure to maintain updated and correct information about your account will cause your account to fall out of good standing and we may cancel your account in our sole discretion. If your account is cancelled, you may forfeit any pending, current, or future offers, without notice. Upon termination, the provisions of these Terms of Use that are, by their nature, intended to survive termination (e.g., any disclaimers, all limitations of liability, and all indemnities) shall survive. We also reserve the right to change or discontinue any aspect or feature of our services or the Site, including, without limitation, requirements for use.

7. Your Conduct All interactions on the Site must comply with these Terms of Use. To the extent your conduct, in our sole discretion, restricts or inhibits any other user from using or enjoying any part of the Site, we may limit or terminate your privileges on the Site and seek other remedies, including, without limitation, cancellation of your account.

The following activities are prohibited on the Site and constitute violations of these Terms of Use: • Submitting any content to the Site that: o Violates applicable laws (including, without limitation, intellectual property laws, laws relating to rights of privacy and rights of publicity, and laws related to defamation); o Contains personal information, except when we expressly ask you to provide such information; o Contains viruses or malware; o Offers unauthorized downloads of any copyrighted, confidential, or private information; o Has the effect of impersonating others; o Contains messages by non-spokesperson employees of Taurus Processing purporting to speak on behalf of Taurus Processing or provides confidential information concerning Taurus Processing; • Downloading offers without the intent to use them; • Intentionally makes representations on the Site that are inaccurate, commits fraud, or falsifies information in connection with the Site; • Creating Site accounts; • Attempting to do or actually doing any of the following: o Accessing data not intended for you, such as logging into a server or an account which you are not authorized to access; o Scanning or monitoring the Site for data gathering purposes in an effort to track sales, usage, aggregate offering information, pricing information, or similar data; o Scanning or testing the security or configuration of the Site or breaching security or authentication measures of the Site; • Interfering with service of the Site to any user in any manner, including, without limitation, by means of submitting a virus to the Site or attempting to overload, “flood,” “spam,” “mail bomb,” or “crash” the Site; • Using any of the following: o Frames, framing techniques, or framing technology to enclose any content included on the Site without our express written permission; o Any Site content, including, without limitation, User Content (defined below), in any meta tags or any other “hidden text” techniques or technologies without our express written permission; • Collecting any of the following: o Content from the Site, including, without limitation, previous Merchant Offerings, and featuring such content to consumers in any manner that diverts traffic from the Site without our express written permission; or o Personal Information (defined in our Privacy Statement), User Content (defined below), or content owned by any users or Merchants. • Engaging in any of the following: o Tampering or interfering with the proper functioning of any part, page, or area of the Site or any functions or services provided by Taurus Processing; o Taking any action that places excessive demand on our services or the Site or imposes, or may impose, an unreasonable or disproportionately large load on our servers or other portion of our infrastructure (as determined in our sole discretion); • Reselling or repurposing your access to the Site or any purchases made through the Site; • Exceeding or attempting to exceed quantity limits when purchasing Merchant Offerings, or otherwise using any Site account to purchase Merchant Offerings for resale or for speculative, false, fraudulent, or any other purpose not expressly permitted by these Terms of Use and the terms of a specific offer on the Site; • Accessing, monitoring, or copying any content from the Site using any “robot,” “spider,” “scraper,” or other automated means or any manual process for any purpose without our express written permission; • Violating the restrictions in any robot exclusion headers on the Site or bypassing or circumventing other measures employed to prevent or limit access to the Site; • Aggregating any current or previously-offered Merchant Offerings or other content from the Site (whether using links or other technical means or physical records associated with purchases made through the Site); • Deep-linking to any portion of the Site (including, without limitation, the purchase path for any Voucher) without our express written permission; • Hyperlinking to the Site from any other website without our initial and ongoing consent; or acting illegally or maliciously against the business interests or reputation of Taurus Processing, our affiliates, our Merchants, or our services.

9. Terms of Sale By purchasing or obtaining any Merchant Offering via the Site, you agree to any terms and conditions of that Merchant Offering.

10. Copyright and Trademarks The Site contains copyrighted material, trademarks, and other proprietary information, including, without limitation, text, software, photos, video, graphics, music, and sound, and the entire contents of the Site are protected by copyright, trademark, and other intellectual property laws of the United States. Taurus Processing owns the right to the selection, coordination, arrangement, and enhancement of such content, as well as in the content original to it. You may not modify, distribute, publish, transmit, publicly display, publicly perform, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part. Except as otherwise expressly stated under copyright law, no downloading, copying, redistribution, retransmission, publication, or commercial exploitation of the content without the express permission of Taurus Processing is permitted. If downloading, copying, redistribution, retransmission, or publication of copyrighted material is permitted, you will make independent attribution and/or make no changes in or deletion of any author attribution, trademark legend, or copyright notice. You acknowledge that you do not acquire any ownership rights by downloading copyrighted material. Any violation of these restrictions may result in a copyright, trademark, or other intellectual property right infringement that may subject you to civil and/or criminal penalties. Taurus Processing owns the Taurus Processing and Money to Play trademarks and permutations, combinations, and variations thereof found on the Site = and all use of these marks inures to the benefit of Taurus Processing. Other marks on the site not owned by Taurus Processing may be under license from the trademark owner thereof, in which case such license is for the exclusive benefit and use of Taurus Processing unless otherwise stated, or may be the property of their respective owners. You may not use Taurus Processing's name, logos, trademarks or brands, or trademarks or brands of others on the Site without Taurus Processing's express permission.

11. Unsolicited Ideas We do not accept or consider, directly or through any of our employees or agents, unsolicited ideas of any kind, including, without limitation, ideas or suggestions relating to new or improved products, enhancements, names or technologies, advertising and marketing campaigns, plans, or other promotions. Do not send us (or any of our employees) any unsolicited ideas, suggestions, material, images, or other work in any form (“Unsolicited Materials”). If you send us Unsolicited Materials, you understand and agree that the following terms will apply, notwithstanding any cover letter or other terms that accompany them: We have no obligation to review any Unsolicited Materials, nor to keep any Unsolicited Materials confidential; and We will own, and may use and redistribute, Unsolicited Materials for any purpose without restriction and free of any obligation to acknowledge or compensate you.

12. Disclaimer of Warranty AS PERMITTED BY APPLICABLE LAW, YOU EXPRESSLY AGREE THAT USE OF THE SITE IS AT YOUR SOLE RISK. NEITHER TAURUS PROCESSING, NOR MONEY TO PLAY, NOR ITS SUBSIDIARIES OR AFFILIATES OR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, MERCHANTS, THIRD-PARTY CONTENT PROVIDERS OR LICENSORS OR ANY OF THEIR OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS, WARRANT THAT USE OF THE SITE WILL BE UNINTERRUPTED, SECURE, VIRUS-FREE, OR ERROR FREE, NOR DO THEY MAKE ANY WARRANTY AS TO (A) THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SITE, OR (B) THE ACCURACY, COMPLETENESS, OR RELIABILITY OF (I) THE CONTENT ON THE SITE, INCLUDING, WITHOUT LIMITATION, MERCHANT OFFERINGS, PRODUCTS, OR OTHER AVAILABLE PROGRAMS, OR (II) DESCRIPTIONS OF MERCHANT OFFERINGS, PRODUCTS, OR OTHER AVAILABLE PROGRAMS. THE SITE AND ALL CONTENT, AND OTHER INFORMATION CONTAINED ON THE SITE, MERCHANT OFFERINGS, PRODUCTS AND OTHER AVAILABLE PROGRAMS ACCESSIBLE OR AVAILABLE THROUGH THE SITE, ARE MADE ACCESSIBLE OR AVAILABLE ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE EXTENT ALLOWED BY APPLICABLE LAW, TAURUS PROCESSING HEREBY DISCLAIMS ANY AND ALL REPRESENTATIONS, WARRANTIES, AND CONDITIONS, WHETHER EXPRESS, IMPLIED, OR STATUTORY, AS TO THE OPERATION OF THE SITE OR THE CONTENT, OR OTHER INFORMATION CONTAINED ON THE SITE OR THE MERCHANT OFFERINGS, PRODUCTS, OR OTHER AVAILABLE PROGRAMS ACCESSIBLE OR AVAILABLE THROUGH THE SITE, INCLUDING, WITHOUT LIMITATION, THOSE OF TITLE, NON-INFRINGEMENT, NON-INTERFERENCE, MERCHANTABILITY, SUITABILITY, AND FITNESS FOR A PARTICULAR PURPOSE, AS WELL AS WARRANTIES IMPLIED FROM A COURSE OF PERFORMANCE OR COURSE OF DEALING. THE WARRANTY LIMITATIONS IN THIS SECTION ARE NOT INTENDED TO LIMIT ANY WARRANTY PROVIDED DIRECTLY BY A MERCHANT OR BY THE APPLICABLE MANUFACTURER OF PHYSICAL PRODUCTS OR ANY EXPRESS REPRESENTATIONS OR WARRANTIES BY TAURUS PROCESSING THAT ARE INCLUDED IN OTHER APPLICABLE TERMS.

13. Limitation of Liability AS PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TAURUS PROCESSING, ITS SUBSIDIARIES OR AFFILIATES OR ANY OF THEIR RESPECTIVE EMPLOYEES, OFFICERS, DIRECTORS, AGENTS, MERCHANTS, PARTNERS, THIRD-PARTY CONTENT PROVIDERS OR LICENSORS, OR ANY OF THEIR OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS, BE LIABLE FOR ANY DIRECT OR INDIRECT LOST PROFITS OR LOST BUSINESS DAMAGES, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF, RELATED TO, OR IN CONNECTION WITH ANY OF THE FOLLOWING: (A) YOUR USE OF THE SITE, THE CONTENT, INCLUDING, WITHOUT LIMITATION, ANY PERSONAL INFORMATION, AND ANY OTHER INFORMATION EITHER CONTAINED IN THE SITE OR SUBMITTED BY YOU TO THE SITE; (B) YOUR INABILITY TO USE THE SITE; (C) MODIFICATION OR REMOVAL OF CONTENT SUBMITTED ON THE SITE; (D) THE MERCHANT OFFERINGS, PRODUCTS, AND OTHER AVAILABLE PROGRAMS ACCESSIBLE OR AVAILABLE THROUGH THE SITE; (E) ANY PRODUCTS OR SERVICES PURCHASED OR OBTAINED DIRECTLY FROM A MERCHANT; (F) THESE TERMS OF USE; OR (G) ANY IMPROPER USE OF INFORMATION YOU PROVIDE TO THE SITE, INCLUDING, WITHOUT LIMITATION, ANY PERSONAL INFORMATION. IN NO EVENT WILL TAURUS PROCESSING’S LIABILITY IN CONNECTION WITH A MERCHANT OFFERING, PRODUCT, AND OTHER AVAILABLE PROGRAMS EXCEED THE AMOUNTS PAID FOR THE APPLICABLE VOUCHER, PRODUCT, OR SERVICE. THE LIABILITY LIMITATIONS IN THIS SECTION ARE NOT INTENDED TO LIMIT ANY WARRANTY PROVIDED DIRECTLY BY A MERCHANT OR BY THE APPLICABLE MANUFACTURER OF PHYSICAL PRODUCTS OR ANY EXPRESS REPRESENTATIONS OR WARRANTIES BY TAURUS PROCESSING THAT ARE INCLUDED IN OTHER APPLICABLE TERMS, NOR ARE THEY INTENDED TO LIMIT REMEDIES YOU MIGHT HAVE FOR PRODUCT-RELATED INJURY.

14. Notices and Electronic Communications We will provide notice to you under this agreement by email, intra-application messaging, and/or push notification. IT IS YOUR OBLIGATION TO ENSURE THAT YOUR EMAIL CONTACT INFORMATION IS UP TO DATE AND ACCURATE AND THAT YOU HAVE ENABLED THE RECEIPT OF PUSH NOTIFICATIONS.

Except as provided otherwise in the Terms of Use, you agree to provide notice to us under this agreement by email. You agree that all agreements, notices, disclosures, and other communications that are provided to you electronically satisfy any legal requirement that such communications be in writing. Notices from us will be considered delivered to you and effective when sent to the email address you provide on the Site or from which you otherwise email us.

You expressly consent to receiving phone calls, text messages, emails, and push notifications via automated technology to the any or all of the contact information identified in your user profile by Taurus Process and/or the Merchants. 15. Websites of Others The Site contains links to websites maintained by other parties. These links are provided solely as a convenience to you and not because we endorse or have an opinion about the contents on such websites. We expressly disclaim any representations regarding the content or accuracy of materials on such websites or the privacy practices of those websites. If you decide to access websites maintained by other parties, you do so at your own risk. We are not responsible or liable, directly or indirectly, for any damage, loss, or liability caused or alleged to be caused by or in connection with any use of or reliance on any content, Products, or services available on or through any such linked site or resource.

16. Indemnification/Release

You agree to defend, indemnify, and hold harmless Taurus Processing, its subsidiaries and affiliates, and their respective directors, officers, employees and agents from and against all claims and expenses, including, without limitation, attorneys’ fees, arising out of, related to, or in connection with any of the following: (a) any use of the Site in violation of these Terms of Use; (b) fraud you commit or your intentional misconduct or gross negligence; or (c) your violation of any applicable U.S., Canadian, or foreign law or rights of a third-party.

You are solely responsible for your interactions with Merchants and other users of the Site. To the extent permitted under applicable laws, you hereby release Taurus Processing and Money to Play from any and all claims or liability related to any product or service of a Merchant, regardless of whether such product or service is a Merchant Offering available through the Site, any action or inaction by a Merchant, including, without limitation, but not limited to any harm caused to you by action or inaction of a Merchant, a Merchant’s failure to comply with applicable law and/or failure to abide by the terms of a Merchant Offering or any other product or service purchased or obtained by you from the Merchant, and any conduct, or speech, whether online or offline, of any other third-party.

17. Force Majeure Taurus Processing shall be excused from performance under these Terms of Use, to the extent it is prevented or delayed from performing, in whole or in part, as a result of an event or series of events caused by or resulting from: (a) weather conditions or other elements of nature or acts of God; (b) acts of war, acts of terrorism, insurrection, riots, civil disorders, or rebellion; (c) quarantines or embargoes; (d) labor strikes; (e) error or disruption to major computer hardware or networks or software failures; or (g) other causes beyond the reasonable control of Taurus Processing.

18. Assignment You may not assign these Terms of Use, or any rights, benefits, or obligations hereunder, by operation of law or otherwise, without the express written permission of Taurus Processing. Any attempted assignment that does not comply with these Terms of Use shall be null and void. Taurus Processing may assign these Terms of Use, in whole or in part, to any third-party in its sole discretion.

19. Entire Agreement The Terms of Use and other terms incorporated by reference, constitute the entire agreement and understanding between you and Taurus Processing with respect to the subject matter hereof and supersedes all prior or contemporaneous communications and proposals, whether oral or written, between you and Money to Play with respect to such subject matter.

20. Choice of Law Any disputes arising out of or related to these Terms of Use and/or any use by you of the Site or Taurus Processing’s services shall be governed by the laws of the State of California, without regard to its choice of law rules and without regard to conflicts of laws principles.

21. Dispute Resolution/Arbitration Agreement (a) Binding Arbitration. Except as specifically stated herein, any dispute or claim between you and Taurus Processing and/or its subsidiaries, affiliates, and/or any of their respective members, officers, directors, and employees arising out of, relating in any way to, or in connection with the Terms of Use, the Site or your use of the Site, your Personal Information, or any Merchant Offerings (“Dispute(s)”) shall be resolved exclusively by final, binding arbitration; except that you may bring a qualifying claim over a Dispute in a small claims court. By virtue of this Dispute Agreement (defined below), you and Taurus Processing are each giving up the right to go to court and have a Dispute heard by a judge or jury. The provisions of this Section shall constitute your and Taurus Processing’s written agreement to arbitrate Disputes under the Federal Arbitration Act (“Dispute Agreement”). The arbitration will be administered by the American Arbitration Association (“AAA”) and conducted before a single arbitrator pursuant to its rules, including, without limitation, the AAA’s Consumer-Arbitration Rules, available at https://www.adr.org/consumer. The arbitrator will apply and be bound by this Agreement, apply applicable law and the facts, and issue a reasoned award, if appropriate.

To begin an arbitration proceeding, you must submit the Dispute by utilizing the forms available at https://www.adr.org/consumer, and simultaneously sending a copy of the completed form to the following address: Taurus Processing, 31981 Campanula Way, Temecula, CA 92592. Payment of all filing, administration, and arbitrator fees will be governed by the AAA's rules. The arbitration will be conducted based upon written submissions unless you request, and/or the arbitrator determines, that a telephone or in-person hearing is necessary. In addition, you hereby unconditionally agree that (1) the arbitrator’s decision shall be controlled by these Terms of Use and any of the other agreements referenced herein that you may have entered into in connection with the Site; (2) the arbitrator shall apply California state law consistent with the FAA and applicable statutes of limitations, and shall honor claims of privilege recognized at law; and (3) in the event the AAA is unavailable or unwilling to hear the Dispute, you and the applicable Money to Play entity shall agree to, or a court shall select, another arbitration provider.

(b) No Class Action Matters. We each agree that we shall bring any Dispute against the other in our respective individual capacities and not as a plaintiff or class member in any purported class, representative proceeding or as an association. In addition, we each agree that Disputes shall be arbitrated only on an individual basis and not in a class, consolidated, or representative action and that the arbitrator may award relief (including injunctive relief) only on an individual basis. The arbitrator does not have the power to vary these provisions.

(d) Injunctive Relief. Notwithstanding anything to the contrary in this Dispute Agreement, either party may bring suit in court seeking an injunction or other equitable relief arising out of or relating to the infringement of a party’s intellectual property, or any illegal or intentional act affecting the accessibility, functionality, or the security of the Site, and/or any illegal or intentional act against your interests or the general business interests of Money to Play. If for any reason a Dispute proceeds in court under this section or as otherwise expressly permitted by the Terms of Use: (i) except with respect to a qualifying claim over a Dispute in a small claims court, which you shall have the right to bring in a court of competent jurisdiction in the county in which you reside, you and Taurus Processing agree that any Dispute may only be instituted in a state or federal court in San Diego County, California; (ii) you and Taurus Processing irrevocably consent and submit to the exclusive personal jurisdiction and venue of such courts for resolution of such Disputes; and (iii) you and Taurus Processing agree to waive any right to a trial by jury. You and Taurus Processing agree that the Federal Arbitration Act, the AAA rules, applicable federal law, and the laws of the State of California, without regard to principles of conflicts of law, will govern this Dispute Agreement and any Disputes.

(e) Severability. If any part of this Section is ruled to be unenforceable, then the balance of this Section shall remain in full effect and construed and enforced as if the portion ruled unenforceable were not contained herein.

22. Additional Disclosures No waiver by either you or Taurus Processing of any breach or default or failure to exercise any right allowed under these Terms of Use is a waiver of any preceding or subsequent breach or default or a waiver or forfeiture of any similar or future rights under our Terms of Use. The section headings used herein are for convenience only and shall be of no legal force or effect. If a court of competent jurisdiction holds any provision of our Terms of Use invalid, such invalidity shall not affect the enforceability of any other provisions contained in these Terms of Use, and the remaining portions of our Terms of Use shall continue in full force and effect.

You are contracting with Taurus Processing, Inc.

If you are a California resident, you may report complaints to the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by contacting them in writing at 1625 North Market Blvd., Suite N-112, Sacramento, California 95834, or by telephone at (800) 952-5210.

The provisions of these Terms of Use apply equally to, and are for the benefit of, Taurus Processing, its subsidiaries, affiliates, Merchants, and its third-party content providers and licensors, and each shall have the right to assert and enforce such provisions directly.